Ramp is a comprehensive AI-enabled spend management platform that consolidates corporate cards, expense management, bill payments, procurement, travel, and accounting automation into a single system. Founded in 2019 and headquartered in New York City, Ramp empowers organizations—from startups to enterprises—to save time and money while gaining real-time visibility and control over finances. As of March 2025, the company supports over 30,000 customers, facilitating $55 billion in annual payments and delivering over $2 billion in savings and 20 million hours saved.
📱 Reduced Mobile Feature Parity: Some advanced functions are not available on mobile apps compared to desktop.
📉 Reporting Limitations: Advanced financial reporting and custom analytics depth may be less featured than competing platforms.
🔄 Occasional Integration Gaps: Some accounting or ERP connections require extra setup or lack full data fidelity.
📐 Not Ideal for Ultra-Large Enterprises: Non-configurable workflows may lack complexity needed at massive scale; enterprises need custom plan.
✨ Key Features:
💳 Corporate & Virtual Cards: Instantly issue physical or virtual cards with customizable spending limits, auto-locking, and real-time SMS receipt capture.
🧠 AI-Driven Expense Automation: Automatically capture and match receipts, flag out-of-policy transactions, and reconcile expenses with integrated ERP/accounting systems.
📈 Accounting Automation & ERP Integrations: Seamless sync with QuickBooks, Xero, NetSuite, Sage Intacct, and more—accelerating closes by up to 8×.
